Glossary – Grants & Funding Terms

HCD Division of Financial Assistance

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Activities: The intended results of awards and contracts. That is, the purpose of the funding or specific portions of the work to be completed as contained in a Standard Agreement (Contract).

ABAG:  Association of Bay Area Governments.

AHIF: The Affordable Housing Innovation Fund, created by Proposition 1C and fleshed out by Chapter 652 of the Statutes of 2007 (SB 586). AHIF includes several programs to demonstrate innovative, cost-saving approaches to creating or preserving affordable housing, including new activities and the revival of the Local Housing Trust Fund program. The currently active programs are:

  • AHIF Golden State Acquisition Fund (bond funds): Makes loans to housing sponsors and developers through a designated non-profit fund manager to provide quick acquisition financing for the development or preservation of affordable housing.
  • AHIF Local Housing Trust Fund Program (bond funds): Makes grants to existing and new local housing trust funds dedicated to create or preserve affordable housing.
  • AHIF Catalyst Community Grant Program (bond funds): Makes grants to designated local Catalyst Communities to encourage and support the development of sustainable communities with strategies to improve transportation choices, reduce environmental hazards, and increase energy conservation.

AHSC: Affordable Housing and Sustainable Communities Program. Administered by the Strategic Growth Council, and implemented by HCD, AHSC funds land-use, housing, transportation, and land preservation projects to support infill and compact development that reduces greenhouse gas (GHG) emissions. Funding is provided through Cap-and-Trade auction proceeds.

AMBAG:  Association of Monterey Bay Area Governments.

AMC: Division of Community Affairs’ (DFA) Asset Management and Compliance Section oversees HCD’s portfolio of more than three thousand past loans and grants for rental and ownership housing, to insure compliance with varied contractual conditions to repay public funds and preserve the affordability of assisted housing.

ARRA: American Recovery and Reinvestment Act of 2009 (federal funds). HCD distributed ARRA funds during 2009-11 through several limited-term programs intended to counter the effects of the recession. The Neighborhood Stabilization Program (NSP3) to rescue foreclosed homes is the last active component.

Assisted Housing Units: Dwelling units, residential hotel units, or bedrooms in group homes, which are reserved for occupancy or occupied by eligible lower income households in accordance with contracts between HCD and the project sponsors.

BEGIN: The Building Equity and Growth in Neighborhoods program (bond funds). Offers incentives to cities and counties to reduce regulatory barriers to new affordable ownership housing in the form of financing for local government-administered down-payment assistance loans to qualifying first-time low- and moderate-income buyers of homes in projects facilitated by local regulatory barrier reduction.

BCAG:  Butte County Association of Governments.

CalHFA: California Housing Finance Agency, a sister agency of HCD which operates as the State’s affordable housing bank. CalHFA differs from HCD in generating loan funds primarily through the issuance of revenue bonds and in focusing primarily, but not exclusively, on the conventional mortgage homeownership financing of single-family units.

CalHome: CalHome program (General Funds and bond funds). Makes grants to local public agencies or non-profits, which use them to fund single-family development projects, first-time homebuyer assistance, and owner-occupied rehabilitation.

CalHome PDL: CalHome Project Development Loans (bond funds). Part of the CalHome program that makes loans directly to developers for real property acquisition, site development, predevelopment, construction period expenses of homeownership development projects, or permanent financing for mutual housing and cooperative developments.

CAPES: Consolidated Automated Program Enterprise System. HCD loan and grant database designed to hold and process data for fund management, application processing, loan and grant underwriting, contracts, monitoring of past loans and grants, and reporting.

CDBG: The Community Development Block Grant Program (federal funds) provides benefits through HCD to non-entitlement cities and counties. Awards grants for housing, infrastructure, public improvements, public facilities and public services, as well as business development, hiring assistance, and economic development planning in rural communities.

CDLAC: The California Debt Limit Allocation Committee (in the State Treasurer’s Office) allocates California’s share of the annual federal allowance of tax-exempt bonds that can be issued by State and local government agencies to assist private activities such as affordable rental housing, economic development, or infrastructure.

CHDO: Community Housing Development Organization--a non-profit developer that meets criteria to apply directly to HCD for Home Investment Partnerships Program (HOME) funds.

Confidence Interval: A term used in inferential statistics that measures the probability that a value will fall between an upper and lower bound of a probability distribution.

Contract: A written or oral agreement between two or more parties that is enforceable by law. In HCD practice, a single loan or grant may involve several written contracts: a Standard Agreement incorporating general State terms and conditions, a Loan Agreement or Development Agreement for the specific award and project, and/or a Regulatory Agreement governing the operation of a completed project.

CPCFA: The California Pollution Control Financing Authority, recipient of $60 million from Proposition 1C.

CSHHP: The California Self-Help Housing Program (General Funds and bond funds) funds programs that advise low- and moderate-income families that build their homes with their own labor.

DFA: HCD’s Division of Financial Assistance, formerly the Division of Community Affairs.

DHRA: The Drought Housing Relocation Assistance Program (General Funds) is the result of the 2014 legislation and Executive Order B-29, dated April 1, 2015, under Assembly Bill 93 that authorized $6 million for relocation and temporary rental assistance to those persons moving from current residences which lack reasonable access to potable water as a result of the drought.

DHRS: The Drought Housing Rental Subsidies Program (State funds) is the result of 2014 legislation under Senate Bill 104/Assembly Bill 80 that authorized $10 million for rental assistance to areas with severe economic drought impact.

DRI/DREF: Disaster Recovery Initiative/Disaster Recovery Enhancement Fund program (federal funds), a “last resort” resource for recovery from damages suffered in 2008 wildfires in parts of California. HCD distributed DRI funds in 2010-12. DREF is a supplemental allocation added in 2011. Fourteen counties and two Native American tribes were eligible to apply.

EHAPCD: The Emergency Housing Assistance Program - Capital Development (General Funds and bond funds) funds the acquisition, construction, rehabilitation or expansion of homeless shelter facilities and transitional housing.

ESG: The Emergency Solutions Grants program (federal funds), formerly the federal Emergency Shelter Grant (ESG) program. HUD restructured ESG in 2012 to incorporate features of the temporary Homeless Prevention and Rapid Re-Housing Program (HPRP) to increase emphasis on assisting people to quickly regain stability in permanent housing after experiencing a housing crisis and/or homelessness.

EZ: The Enterprise Zone Program (State tax incentives) offers State and local tax and regulatory incentives to encourage business investment and the hiring of disadvantaged individuals in Enterprise Zones (economically distressed areas designated by the State) throughout California.

FESG: The Federal Emergency Shelter Grant Program (federal funds); replaced by ESG, financed emergency shelters, supportive services and transitional housing for homeless individuals and families.

FTHB: First-time homebuyer assistance, usually in the form of grants for down payment assistance or below-market-rate mortgage loans.

FresnoCOG: Council of Fresno County Governments.

FWHG: Farmworker Housing Grant Program (General Funds and bond funds).  See Serna or Joe Serna, Jr., Farmworker Housing Grant Program).

GHI: Governor’s Homeless Initiative (bond funds) was a program that reduced homelessness by funding the development of permanent supportive housing for persons with severe mental illness who were chronically homeless.

Grant: An award of money for a specific purpose without expectation of repayment. A grant may be subject to contractual conditions, and may be cancelled or required to be repaid if the grantee defaults on contractual obligations.

HCD: California Department of Housing and Community Development. Provides leadership, policies, and programs to preserve and expand safe and affordable housing opportunities and promote strong communities for all Californians.

HERA: Housing and Economic Recovery Act of 2008 (see HR 3221 and NSP).

HOME: Home Investment Partnerships program (federal funds). Assists cities, counties, and non-profit community housing development organizations (CHDOs) to create and retain affordable housing.

Housing and Emergency Shelter Trust Fund Act of 2002: A $2.1 billion affordable housing State General Obligation bond measure approved by voters on November 5, 2002, also known as Proposition 46.

Housing and Emergency Shelter Trust Fund Act of 2006: A $2.85 billion affordable housing and infrastructure State General Obligation bond measure approved by voters in November 2006, also known as Proposition 1C.

HPD: HCD’s Division of Housing Policy Development. Reviews the housing elements of city and county General Plans; conducts policy research; prepares plans and reports on housing policy and the housing stock; operates the Housing Related Parks (HRP) Program.

HPRP: Homelessness Prevention and Rapid Re-Housing Program (federal funds) was incorporated into the ESG program in 2012.

HR 3221: The Housing and Economic Recovery Act of 2008 (HERA). Passed in July 2008, the Act’s Neighborhood Stabilization Program (NSP) provision provided Community Development Block Grant (CDBG) funds to state and local governments to purchase and preserve abandoned and foreclosed homes and residential property (see ARRA).

HRPP: Housing Related Parks Program (bond funds). Creates incentives and rewards local government for building affordable housing with grant money for much needed parks in their communities, to be administered by HCD’s Division of Housing Policy Development (HPD).

HUD: United States Department of Housing and Urban Development.

HCAOG:  Humboldt County Association of Governments.

IDIS: Integrated Disbursement and Information System is HUD’s federal database into which HCD and hundreds of other local and state recipients of federal community development funds enter program status and outcomes, and file mandated plans and reports.

IIG: Infill Infrastructure Grant Program (bond funds). Provides grants for development of public infrastructure projects that facilitate or support infill housing construction.

JSJFWHG: Joe Serna, Jr., Farmworker Housing Grant Program (General Funds and bond funds; see Serna or FWHG).

JHB: Jobs Housing Balance (bond funds). Principle of land-use planning that seeks to reduce vehicle trips by locating housing near jobs that will employ the residents. See the Workforce Housing Reward Program (WFHP).

KernCOG:  Kern Council of Governments.

KCAG:  Kings County Association of Governments.

Lake County APC:  Lake County City Area Planning Council.

Leverage: 1) The amount of other funds invested in a project that receives funds from an HCD program and, 2) the use of loan or grant funds to maximize the amount of investment in a project from other sources, or to maximize the return per dollar invested.

LHTF: Local Housing Trust Fund Matching Grant Program (see AHIF).

Loan: An award for a specific purpose with the expectation that it will be repaid according to a specified schedule of payments or within a specified period.

Match: Funds (or in-kind assets such as land) from other sources that a grantee (e.g., a HOME grantee) is required to contribute to a project as a condition of the grant.

MendocinoCOG:  Mendocino Council of Governments.

MHP: The Multifamily Housing Program (General Funds and bond funds) finances the new construction, rehabilitation, and preservation of permanent and transitional rental housing for lower income households.

  • HYMHP: The Homeless Youth Multifamily Housing Program Component (bond funds) provides low-interest loans for affordable rental housing developments that contain units for homeless youth who are emancipated minors, those who are at least 18 years old, homeless or at risk of homelessness, no longer eligible for foster care on the basis of age, or who have run away from home.
  • SHMHP: The Supportive Housing Multifamily Housing Program Component (General Funds and bond funds) provides low-interest loans to developers of permanent affordable rental housing with a minimum percentage of units receiving associated supportive services for persons with disabilities.

MHSA: Mental Health Services Act Housing Program, jointly administered by CalHFA and the Department of Health Care Services (DHCS, which assumed some of the duties and responsibilities previously performed by the Department of Mental Health). Offers permanent financing loans and capitalized operating subsidies for the development of permanent supportive housing for persons with serious mental illness. HCD has provided supplemental funding for many MHSA projects.

Monitoring: Periodic review of the operation, management, physical condition, plans, financial accounts, and reports of a project Monitoring is used to assess and assure the continued security of a loan on the project and to enforce contractual requirements that the housing (when applicable) remain available and affordable to lower income households. Monitoring is typically annual but may be less often for projects deemed at low risk of default. Monitoring includes “desk monitoring” of project documents and reports, and site visits and inspections.

MPRROP: Mobile Home Park Rehabilitation and Resident Ownership Program (State funds) finances the preservation of affordable mobilehome parks by conversion to ownership or control by resident organizations, non-profit housing sponsors, or local public agencies. MPRROP was formerly known as Mobilehome Park Resident Ownership Program (MPROP) and before MPROP, as Mobilehome Park Assistance Program (MPAP). 

NOFA: Notice of Funding Availability. An announcement and a solicitation of applications for a specified amount of funding that will be awarded by an HCD program according to stated criteria and schedules.

Non-profit: A private non-profit charitable corporation under State and federal law. A non-profit may not pay corporate earnings to shareholders or individuals. Non-profits are the most frequently eligible type of private entity to receive HCD loans and grants.

OLM: The Owner Loan Management section of AMC.

OMS: The Office of Migrant Services (General Funds, State funds, bond funds and federal funds) supports the operation of affordable seasonal rental housing and support services for migrant farmworker families during the peak harvest season.

Parks: see HRPP.

PDL: see CalHome PDL.

PDLP: The Predevelopment Loan Program (State funds) provides predevelopment capital from a revolving special fund to finance the start of low-income housing projects in rural areas.

P/TA or PTA: Planning and Technical Assistance is a component of CDBG that funds planning efforts in small cities and rural counties.

Preserved Housing Units: Affordable (usually subsidized) housing units that were threatened with demolition or conversion to market rents through the termination of subsidies, and have been preserved as affordable units through purchase, renewed subsidy, and/or rehabilitation.

Proposition 1C: see Housing and Emergency Shelter Trust Fund Act of 2006.

Proposition 46: see Housing and Emergency Shelter Trust Fund Act of 2002.

Rehabilitated (or Rehab) Housing Units: Dwelling units which were deteriorated or substandard and have been repaired to restore them to compliance with applicable building, health, and safety codes.

RFP: Request for Proposals is an announcement that funds are available, soliciting applications or proposals for their use that is similar to a NOFA.

RHNA:  Regional Housing Needs Assessment.

SACOG:  Sacramento Area Council of Governments.

SanBenitoCOG:  San Benito County Council of Governments.

SANDAG:  San Diego Association of Governments.

SBCAG:  Santa Barbara County Association of Governments.

SCAG:  Southern California Association of Governments

Serna: Joe Serna, Jr., Farmworker Housing Grant Program (General Funds and bond funds) finances owner-occupied and rental units for agricultural workers with a priority for lower-income households (also see JSJFWHG or FWHG).

SPO:  Sierra Planning Organization.

SJCOG:  San Joaquin County Council of Governments.

SLOCOG:  San Luis Obispo County Council of Governments.

StanCOG:  Stanislaus Council of Governments.

TCAC: The California Tax Credit Allocation Committee (chaired by the State Treasurer) allocates federal and State low-income housing tax credits in California.

TOD: The Transit Oriented Development Housing Program (bond funds) was created by Proposition 1C to provide funds to develop or facilitate higher density housing and mixed-use developments within one-quarter mile of transit stations and to encourage increased public transit ridership.

TulareCOG:  Tulare County Association of Governments.

VHHP: Veterans Housing and Homelessness Prevention Program (bond funds). Administered by HCD in collaboration with CalVet and the California Housing Finance Agency, VHHP funds affordable rental housing for veterans and their families.